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📄 Terms of Use

Last Updated: August 19, 2025

Welcome to InsureMyRide.us (the “Site”). These Terms of Use (“Terms”) constitute a legally binding agreement between you (“User,” “you”) and us (“Company,” “we,” “our”) regarding your access to and use of this Site. By using the Site, you agree to these Terms. If you do not agree, you must discontinue use immediately.

1. Services Provided

  • The Site is a marketing and lead generation platform that connects consumers with licensed auto insurance providers.

  • We are not an insurance company. We do not sell insurance or issue policies directly.

2. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, software, and trademarks, is our property or licensed to us. It is protected under U.S. and international intellectual property laws. You are granted a limited license to access and use the Site for personal, non-commercial purposes only.

3. User Representations

By using the Site, you represent that:

  1. You are at least 18 years old.

  2. You will not use automated methods (bots, scripts) to access the Site.

  3. You will not use the Site for any unlawful or unauthorized purpose.

  4. All information you submit is accurate and lawful.

4. Prohibited Activities

You agree not to:

  • Circumvent, disable, or interfere with Site functionality.

  • Use the Site to engage in fraud, spamming, or misleading activities.

  • Copy, reproduce, or exploit any content without prior written consent.

5. Submissions

Any feedback, ideas, or suggestions you provide (“Submissions”) become our sole property. We may use them without acknowledgment or compensation.

6. Site Management

We reserve the right to:

  • Monitor for violations of these Terms.

  • Restrict or terminate access to any user at our discretion.

  • Modify, suspend, or discontinue the Site at any time without notice.

7. Term and Termination

We may deny access to the Site to any user at any time, with or without cause. Your right to use the Site terminates immediately if you breach these Terms.

8. Dispute Resolution

All disputes will be resolved through binding arbitration under the rules of the American Arbitration Association (AAA). Arbitration will take place in Minnesota, United States, unless otherwise required by law.

  • Class actions are not permitted.

  • Certain disputes (such as intellectual property claims) may be handled in court.

9. Disclaimer

The Site is provided “AS IS” and “AS AVAILABLE.” We make no warranties regarding the accuracy, completeness, or availability of the Site. You use the Site at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, we disclaim liability for any damages (including lost profits, data loss, or indirect damages) arising from use of the Site.

11. Indemnification

You agree to indemnify and hold harmless InsureMyRide.us, its affiliates, employees, and partners from any claims, damages, or expenses arising out of your use of the Site or violation of these Terms.

12. Electronic Communications

By visiting the Site or contacting us electronically, you consent to receive communications in electronic form, which satisfy any legal requirement for written communication.

13. California Users and Residents

California residents may contact the California Department of Consumer Affairs, Consumer Services Division, Complaint Assistance Unit at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834 or (800) 952-5210.

14. Miscellaneous

  • These Terms are the entire agreement between you and us.

  • If any provision is found invalid, the remaining provisions will remain enforceable.

  • Failure to enforce any part of these Terms is not a waiver of our rights.

15. Contact Us

If you have questions or complaints regarding these Terms, contact us at:

📧 support@insuremyride.us